When a borrower applies for a home loan, the bank will conduct a study of their situation and the financing request. For this, the borrower will have to provide a certain amount of information relating to his financial and personal situation. As the customer overdraft that will be carried out by the financial advisor, various…
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Divorce and Credit Sharing – loans contracted during their common life
During a separation, married couples must settle the division of their property, but also of the loans contracted during their common life. How to achieve this sharing on the best conditions? Will they have to settle their loans? Will it be necessary to use a loan buy-back to lighten the burden of monthly payments…
Removal of mortgage charges
The mortgage agreement is characterized not only by the provision of financing by the bank but also by the transfer of an apartment as collateral from the owner of the property. When you make a loan agreement for the purchase of the real estate, encumbrance is imposed on the subject of a pledge. In this…
Credit for civil servants have a very high pension.
A loan for civil servants is not a type of loan of its own, but a normal consumer, car or real estate loan, which is, however, applied for by a civil servant. The procedure for applying for a loan and making a loan is the same as for any other loan – with the exception…
Simulate a loan to buy land
The purchase of land can be made with two types of loans, either a home loan or a personal loan (consumption). The type of loan will mainly depend on the amount of land to buy and especially if it is building land or not. Many households are looking to buy land, whether or not related…
Credit with no down payment.
Credit without a down payment does not arise With a blank credit for free use, the question of a credit without a down payment does not arise. However, if a car is financed at the car bank, the loan can become relevant without a down payment. At the auto banks, favorable conditions are often associated…
Credit for 75 year olds.
It is normally not a problem with a corresponding wage or salary and a good credit rating to get a loan from the banks. You don’t even have to go to your bank, you can find many interesting offers from the banks on the Internet. What is striking is that the online financial institutions have…